I haven’t been blogging in a long while. I’ve been busy with just everything. One huge task I have been working on is money. I don’t under regular circumstances like to talk about it. But, I want to share the immense amount of information I have recently learned because it’s something that should be told.
In America, we all have debt of some kind. We’re brought up to believe that if you need something that you obviously don’t have the cash for (like a car or a house), you get a loan from the bank. The lower the interest rate the better. Or is it? Have you ever sat down to calculate the REAL numbers you’re paying on your car or house? I’m talking, interest. If you were to plug it all in on a spreadsheet and see the reality of it after 30 years, you’d die of a heart attack.
I learned of a concept that is being used in countries outside of the US and it’s called Sweeping. Google it. If understood and utilized CORRECTLY, you can be financially free. No more living paycheck to paycheck. Why am I standing on my soap box and screaming it out to the world? Because it works. It has worked for me (so far) and its only been less than 30 days.
You have to be willing to open your mindset and look at money, loans, and credit differently. We were brought up to believe that credit cards are BAD. You know what, it’s not if you know how to use it to YOUR advantage. I will not disclose how much I make or what I pay in regards to bills. But I am going to ask you a simple question. How much do you have saved up versus how much you owe creditors? It is pointless to stash money away and then borrow it from someone else only to have to pay them interest.
Money is not a stagnant thing. It has to flow. You want to save $1000 for that vacation. Well, that $1000 is sitting in the bank right now earning you peanuts in interest while the bank is flipping that to others and earning a nice chunk of change. Think about it. Oh, you’re investing for the future, for retirement. OK. How much have you saved up thus far? How long did it take you to save it? Can you LIVE off of that amount when you retire? The answer is probably no.
There is just so much about sweeping that I want to share but this is by no means the venue to do so. I just wanted to let you know that there is a method to the financial madness that DOES work. You wanna know how all them people can afford 30 houses? Sweep will tell you. After learning about this new financial strategy, I now realize that almost anyone who is a current homeowner (especially here in Hawaii) can be just as “rich” as those people you see owning multiple investment properties. You just have to know how to work the system. How do you work the system? First, you have to understand how it works.
All you homeowners out there, you pay a mortgage. After 5 years, you refinance to lower your monthly right? Well, guess what? The banks LOVE you for that. All you’re doing is taking that same principal amount and throwing it to each and every one of them to earn a shitload of interest off of your unsuspecting ass. All so you can save $100-$500 a month on your minimum payment. All the while, that “load” of principal will never leave you. Why? Because home loans are front end loading. You pay THEM interest up front and a penny to your principal. You refi again in 5 years. The bank doesn’t care that you’re moving your loan. YOU BOUGHT THEM ALL NEW HOUSES already.
If you are on Oahu and want to learn all the tactics I’ve learned about this rat race, contact them. There is NO MONEY they want from you. They want to share this info with the world and change the financial mindset of all of us so we can ALL be financially free. What have you got to lose besides more money?
To be clear, I get NOTHING out of sharing this with you. There is no referral program or “cut” I get by you going and telling them you heard it from me. The person who started this company was once in my shoes. Broke and running in the rat race. He wants everyone to know what he knows so we can all sleep better at night and not worry about money anymore. He was able to pull himself out of the race and is now enjoying financial freedom.
In regards to my financial situation, I have been “on” this path for 2 weeks. I managed to pay off my van and multiple credit card balances. My goal is to pay off all my debt by the end of March and get my husbands debt paid off in under 15 months. Our big goal after that: Pay off our mortgage in under 2 years. Will we do it? Tell me we can’t and then come back to my blog in two years.
In America, we all have debt of some kind. We’re brought up to believe that if you need something that you obviously don’t have the cash for (like a car or a house), you get a loan from the bank. The lower the interest rate the better. Or is it? Have you ever sat down to calculate the REAL numbers you’re paying on your car or house? I’m talking, interest. If you were to plug it all in on a spreadsheet and see the reality of it after 30 years, you’d die of a heart attack.
I learned of a concept that is being used in countries outside of the US and it’s called Sweeping. Google it. If understood and utilized CORRECTLY, you can be financially free. No more living paycheck to paycheck. Why am I standing on my soap box and screaming it out to the world? Because it works. It has worked for me (so far) and its only been less than 30 days.
You have to be willing to open your mindset and look at money, loans, and credit differently. We were brought up to believe that credit cards are BAD. You know what, it’s not if you know how to use it to YOUR advantage. I will not disclose how much I make or what I pay in regards to bills. But I am going to ask you a simple question. How much do you have saved up versus how much you owe creditors? It is pointless to stash money away and then borrow it from someone else only to have to pay them interest.
Money is not a stagnant thing. It has to flow. You want to save $1000 for that vacation. Well, that $1000 is sitting in the bank right now earning you peanuts in interest while the bank is flipping that to others and earning a nice chunk of change. Think about it. Oh, you’re investing for the future, for retirement. OK. How much have you saved up thus far? How long did it take you to save it? Can you LIVE off of that amount when you retire? The answer is probably no.
There is just so much about sweeping that I want to share but this is by no means the venue to do so. I just wanted to let you know that there is a method to the financial madness that DOES work. You wanna know how all them people can afford 30 houses? Sweep will tell you. After learning about this new financial strategy, I now realize that almost anyone who is a current homeowner (especially here in Hawaii) can be just as “rich” as those people you see owning multiple investment properties. You just have to know how to work the system. How do you work the system? First, you have to understand how it works.
All you homeowners out there, you pay a mortgage. After 5 years, you refinance to lower your monthly right? Well, guess what? The banks LOVE you for that. All you’re doing is taking that same principal amount and throwing it to each and every one of them to earn a shitload of interest off of your unsuspecting ass. All so you can save $100-$500 a month on your minimum payment. All the while, that “load” of principal will never leave you. Why? Because home loans are front end loading. You pay THEM interest up front and a penny to your principal. You refi again in 5 years. The bank doesn’t care that you’re moving your loan. YOU BOUGHT THEM ALL NEW HOUSES already.
If you are on Oahu and want to learn all the tactics I’ve learned about this rat race, contact them. There is NO MONEY they want from you. They want to share this info with the world and change the financial mindset of all of us so we can ALL be financially free. What have you got to lose besides more money?
To be clear, I get NOTHING out of sharing this with you. There is no referral program or “cut” I get by you going and telling them you heard it from me. The person who started this company was once in my shoes. Broke and running in the rat race. He wants everyone to know what he knows so we can all sleep better at night and not worry about money anymore. He was able to pull himself out of the race and is now enjoying financial freedom.
In regards to my financial situation, I have been “on” this path for 2 weeks. I managed to pay off my van and multiple credit card balances. My goal is to pay off all my debt by the end of March and get my husbands debt paid off in under 15 months. Our big goal after that: Pay off our mortgage in under 2 years. Will we do it? Tell me we can’t and then come back to my blog in two years.
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