In March this year, my score was mediocre and Romel's was higher than mine. Today, my score went up by 32 points and Romel's up by 12. His score was pretty high that although 12 looks like a small number, if it got any higher he'd hit the ceiling.
Now that we are down to just two "bills", I have TONS of free time. I no longer have to play that balancing act game and spend hours trying to figure which bill gets paid and when. I pay all my bills once a month and I can sleep better at night. We're no longer digging for loose change in our pockets and in the cushions of our couch. We can choose to eat out without worry of how it will affect our ability to pay our utilities or groceries. I still coupon and that helps to stretch our budget even further.
Sweep is serious business and a really rude awakening for most of us. Imagine your whole life you were going down the path you were told was the "right" way and then realizing it was all really the long way to get to retirement. Note, I didn't say wrong. There is no wrong way to do it, just different point of views. And the point of view I learned had me banging my head. We all know this stuff, we just don't know how to apply it in the most efficient way possible.
Once we get through this first year of our initial sweep activities, I will sign up as a sweep student, and then the party is really going to get started! Right now, I'm taking baby steps. I don't want to bite off more than I can chew at the moment. We have too much going on in our household right now with remodeling and some life changes.
When I get through with this first mortgage, I'll definitely be providing updates here. Get your brooms and start sweeping!